When is a Car Considered Totaled?

When is a Car Considered Totaled?

You’ve probably heard someone say, “My car is totaled,” or, “I totaled my car years ago.” But, what is the exact meaning of “car totaled”? And, how is “totaled” different from repairable accident damage? When the cost to repair a car exceeds its total value, the car is considered totaled. By how much repair costs must exceed a car’s value varies from state to state. See the signs that your car is totaled and what you can do if that’s the case in the Provo area.

Signs a Car is Totaled

After an accident, you might be wondering if your car is totaled, especially if there’s significant damage. Here are some signs to help you gauge if your vehicle in Lehi is possibly totaled or even a total loss:

• Again, your car is totaled when it’s more expensive to repair it at a service center than to replace it.
• If you can’t even drive your car to the repair shop because it’s pouring fluids, parts of the car are bent, or your view of the road is obstructed, it’s very likely that the repair costs will outweigh the value
• Your car is older than five years, and the frame is significantly damaged. Repairing a car’s frame is expensive, and if the car is old, the insurance company may deem it a total loss.
• Your car is so old that most bills for significant repairs and bodywork exceed its value.
• There are a lot of miles on your car’s odometer. If the mileage is high, the value will be lowered, even if the car’s up-to-date on service.

What to Do if Your Car is Totaled in an Accident

In the event that your car’s been in an accident near Draper, you’ll want to contact your insurance agent and file a claim afterward. Your insurance provider will use the costs of the repairs to determine if your car is a total loss. Then, they will provide you with payment for the car’s cash value at the time of the accident. They’ll also take a number of factors into account to value your car, including its age, mileage, and condition. The deductible on your collision and comprehensive insurance coverage will be deducted from that amount.

Turn to Orem Toyota for Expert Body Work!

If your car isn’t deemed a total loss, let the professionals at Orem Toyota restore your car to its original condition! We will use our state-of-the-art equipment and software along with genuine Toyota parts to get the job done. Reach out with any questions and be sure to check out our specials in Orem!